At Clancy & Associates, financial planning is at the centre of everything we do
We show you how to get from where you are to where you want to go while being financially healthy. This necessitates a thorough discovery process for us to obtain an accurate picture of your current financial situation as well as your long-term financial goals.
We evaluate all of your key financial inputs and create a solid model that shows all parties what is realistic and achievable. We then put this model through its paces in a variety of adverse scenarios. At this point, all parties are on the same page regarding the vital issues, risks to be addressed, and possible outcomes.
Our goal is to provide our clients with clarity, peace of mind, and a long-term financial plan that is realistic and achievable. To do this, we aim to make you Financially independent and the process begins when we can confidently answer your most pressing financial concerns, which will essentially include;
- Are all of my dependents sufficiently provided for in the event of an accident, illness, or death?
- Is there a chance we’ll run out of money at some point?
- Is it possible for me to be tax efficient in both my current affairs and my estate planning?
- Is the rate of return on my investments acceptable given the level of risk I am taking?
- Will my dependents be able to maintain their current standard of living?
- Is it possible that I am overpaying for the financial products I own? Do I have any outdated policies that I no longer require?
- When am I able to retire? Can I retire early and still have a comfortable retirement income?
Who actively monitors my assets, investments, and wealth to protect myself and my investments from any downside risk?
Be assured that our comprehensive financial planning service will provide clarity, comfort and set a long-term plan to help you reach your objectives.
What does our Financial Planning service include?
We will go over all of your major financial concerns, including the following:
Life Coverage analysis
Life Coverage analysis and a full market search for the best solution
Income protection analysis
Income protection analysis and full market search Investing advice based on your needs, attitude toward investment risk, and risk tolerance. We then make specific investment recommendations based on your specific needs. Generational planning can help you manage and pass on your estate in a tax-efficient manner.
Security requirements will be assessed
All of your security requirements will be assessed and quantified. Analysis of critical illness coverage and a full market search